Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers.
About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.
Top 8 Family Health Insurance Policies for 2018 From the air we breathe to the food we eat, everything is intentionally or unintentionally subjected to adulteration. Due to this, the disease rate in India is rising drastically. Naturally, more and more people are visiting hospitals frequently. And, with the rise in the cost of quality healthcare, it only takes a few treatments to wipe-off an average person’s lifetime savings. This is where a health insurance policy comes into effect. Health insurance is a type of insurance that helps the policyholder cover their medical expenses and surgical costs. In fact, in order to reduce a policyholder’s hassle, some insurance providers offer cashless treatment at their network-listed hospitals. What is Incurred Claim Ratio? Incurred Claim Ratio (ICR) is an indicator of a company’s ability settle claims. Every year, the incurred claim ratios of prominent health insurers are published by the Insurance Regulatory and Development Authority of India. The formula for calculating Incurred claim ratio is simple. It is equal to the net amount paid as claims divided by the net premium collected by the company in a financial year. Incurred Claim Ratio Ideally, one should go for an insurance company with ICR close to the average ICR of all the providers in an FY. With an increase in the demand for health insurance, the insurance industry has an overabundance of insurance providers and policies. The question arises- which one should you buy? There are a lot of reputable players in the market. A few of them are Religare health insurance policy, Star health insurance, HDFC Ergo Health insurance, and Aditya Birla Health Insurance. What Do Health Insurance Plans Include & Do Not Include? According to your requirements, you can customize your health insurance policy. You can club it with add-ons as well. There are various types of health insurance like Individual health care policy, Family health plan, Senior citizen health plan, surgical plans, critical disease plans, cancer care plans, maternity policies etc. To protect yourself as well as your family, you can go for a family floater plan. A few features of such a plan are as follows. Cashless TreatmentCover for Pre and post hospitalization feeReimbursement for Ambulance fees.Expenses of Routine medical check-ups are coveredIn-patient hospital expensesCharges for treatment due to a pre-existing illnessCharges for treatment availed at home.Now let us see a list of services Not Covered By the Health Insurance Companies in IndiaNo coverage is given during the waiting period which is usually first 30 of policy commencement. For pre-existing diseases, the waiting period can be of 2-4 yearsCoverage of critical illnesses is subjected to a waiting period of 2-3 years.Injuries caused by war or terrorism or suicide attempts.Cosmetic surgeries.Treatment by an under-qualified medic or doctors. While looking for health insurance, people often search for the best family health insurance policies. In reality, there is no “best health insurance policy”. Instead, the search should be for a policy that meets your insurance needs. If understanding insurance puts you in a quandary, you should go for a third-party, professional opinion. This is why buying policy online is much better than running from pillar to post. However, keeping in mind the needs of an average Indian, we have compiled a list of top health insurance policies. 1. Religare Care : Incurred Claim Ratio (2016-17): 51% Min Entry age: Children- 3 months; Adults- 18Max Entry age: N.A. (No max entry age); Lifelong renewabilityMinimum and the maximum sum assured: 3 lakhs to 60 lakhsMax. Number of members covered: 6Waiting period for pre-existing medical conditions: 4 yearsWaiting period for policy-specified diseases: 2 years Every No-claim year will lead to a 50% waiver of the premium which can go up to 150%. This policy covers room rent in case of hospitalisation, pre-hospitalisation expenses and post-hospitalisation expenses in case of a surgery, ambulance expenses and also provides a daily cash benefit. It also offers cover for pre-hospitalisation charges of up to 30 days and post-hospitalisation up to 60 days. It also offers an organ donor cover of Rs.1 lakh-2 lakhs. There is no limit on ICU-stay charges. This policy offers private room facility in case of hospitalisation and one free medical check-up every year. Add-ons like Air ambulance cover, personal accident cover etc., can also be added. 2. Apollo Munich Optima Restore Family: Incurred Claim Ratio (2016-17): 55% Minimum entry age: 5 years for children and 18 years for adultsMaximum entry age: 65 years; Lifetime renewabilityMinimum amount assured: 3 lakhsMaximum amount assured: 50 lakhs.Max. Number of members covered: 6Waiting period for pre-existing medical conditions: 3 years. Auto-reinstatement of the sum assured if the basic sum assured gets exhausted. But, this restoration can take place only once in a policy period. For every no-claim year, your basic sum assured will be increased by 50%. This policy will cover the complete expense in case of a life-threatening disease and comes with the feature of daily cash benefit as well. 3. Star Family Health Optima Incurred Claim Ratio (2016-17): 61% Minimum entry age: 16 days; Adults- 18Maximum entry age: 65 years; Lifelong renewabilityMinimum and the maximum sum assured: 2 to 15 lakhsMax. Number of members covered: 5Waiting period for pre-existing medical conditions: 4 yearsWaiting period for policy-specified diseases: 2 years The expense cover expands to ambulance expenses, hospital charges, in-house treatments etc. Also, if the sum assured is exhausted, it will be automatically restored. 3 auto-restorations can be availed in one policy period. This insurance provider has tie-ups with more than 6000 hospital networks. Hence, the payouts are quicker. They have an option of maintaining records online as well. 4. Max BUPA Health Companion: Incurred Claim Ratio (2016-17): 52% Min Entry age: 3 years; Adults- 18Max Entry age: N.A. (No max entry age); Lifelong renewabilityMinimum and the maximum sum assured: 3 lakhs to 1 crore.Max. Number of members covered: 6 (4 adults+2 children)Waiting period for pre-existing medical conditions: 4 yearsWaiting period for policy-specified diseases: 2-3 years Auto-refill of the sum assured is available in case the basic sum assured is exhausted. With a premium that does not burn a hole in your wallet, this policy offers higher daily cash benefit. Also, as NCB, for 5 consecutive no-claim years, the basic sum assured will be increased by 100%. 5. HDFC Health Suraksha: Incurred Claim Ratio (2016-17): 41% Min Entry age: 3 years; Adults- 18Max Entry age: N.A. (No max entry age); Lifelong renewabilityMinimum and the maximum sum assured: 3 lakhs to 7.5 lakhsMax. Number of members covered: 4Waiting period for pre-existing medical conditions: 4 years Pre and post hospitalisation expenses, ambulance expense, daycare or in-house treatment expenses are covered by this plan. Every non-claimable year will accumulate a 5% premium discount. 6. Bajaj Alliance Family Floater health Guard: Incurred Claim Ratio (2016-17): 73.59% Min Entry age: Children- 3 months; Adults- 18Max Entry age: Children-25years; Adults- 65 yearsMinimum and the maximum sum assured: 2 lakhs to 10 lakhsLifelong renewal OptionMax. Number of members covered: 6Waiting period for pre-existing medical conditions: 28 monthsPre-hospitalization coverage- 60daysPost-hospitalization coverage- 90 days With simple eligibility criteria, Bajaj Alliance Family Floater Health Guard offers a maximum coverage of 10 lakh. The policy offers a cumulative bonus of 5% for each claim free year up to a maximum of 50%. Moreover, the plan also provides tax benefit under section 80D of the Income Tax Act. 15 days grace period is offered in case the policy is not renewed timely. As this is a family health plan, it provides coverage to the entire family under a single plan. 7. Oriental Insurance Happy Family Floater Policy: Incurred Claim Ratio (2016-17): 114% Min Entry age: Children-3 months; Adults- 18Max Entry age: N.A. Children-25 years ; Adult- 55 yearsMinimum and the maximum sum assured: 1 lakhs to 10 lakhMax. Number of members covered: 8 (6 adults+2 children)Waiting period for pre-existing medical conditions: 28 months Oriental Health Insurance Family Floater plan is available in two variants- gold and silver. The policy provides coverage to the insured and his/her immediate family members. The insured can avail tax benefits under section 80D of Income Tax Act. The plan also provides no claim bonus of 5% for every claim free year up to maximum of 20%. 8. SBI LifeSmart Health Insurance: Incurred Claim Ratio (2016-17): 54.41% Min Entry age: Children-3 months; Adults- 18Max Entry age: N.A. Children-22 years ; Adult- 65 yearsMinimum and the maximum sum assured: 1 lakhs to 5 lakhsMax. Number of members covered: 6Waiting period for pre-existing medical conditions: 28 months This is a comprehensive health plan with fixed benefits. Irrespective of the claims made, the premium of the policy remains constant and is required to be paid for the entire tenure of 5 years. The plan provides daily cash benefit upon hospitalization, daily ICU benefit, day care treatment, lump-sum surgical benefit post hospitalization coverage. A healthcare policy is a protective cover that will shield your savings in case of a health emergency and will let you recuperate in peace. To find the best health insurance policy in India that suits you and your family, you must compare different policies according to your family’s needs.
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